SpendWell
A personal-finance app that turns a pile of mismatched bank exports and paper supermarket receipts into clean, categorized, item-level spending insight, designed and built end to end.
app.spendwell.io
Personal finance
without the spreadsheet.
Bank CSVs don’t agree with each other, and none of the big trackers read a French ticket de caisse down to the line item. SpendWell exists to close that gap.
The goal is totals you can trust: a refund is its own kind of transaction, never a negative purchase, so the monthly figure never quietly drifts. Designed and built end to end, and I use it on my own money every week.
Not another budget app.
A ledger that stays honest.
SpendWell earns its place on the two things the incumbents skip: local bank formats and receipt-level detail.
Three reasons budgeting
never stuck.
Every manual budget broke down at the same three points.
Three decisions
in the data model.
Most of the design work here is invisible — it lives in how money is modelled.
Expenses
Every transaction, filterable by category, with the real left-hand sub-nav for switching between the list, the yearly view, and the highest-categories breakdown.
Bills
Recurring, fixed-amount charges, rent, electricity, internet, with a running monthly total at the top.
Services
The same list-plus-total pattern as Bills, for subscriptions: streaming, mobile plans, memberships.
Payment Plans
Installment purchases tracked to payoff, status and a progress bar per plan, not just a single due date.
Receipts
Drop in a ticket de caisse PDF and it's parsed line by line and auto-linked to the matching transaction by total.
Item Insights
A year of receipts turned into per-product purchase counts and spend, the payoff for itemizing every receipt.
Two more worth a look.
The pieces it's made of.
Built to be used
every week.
Figures are illustrative; the interface mockups on this page are reconstructions of the real UI, not screenshots of real financial data.
What I’d change. Reading a French ticket de caisse is still the weak link: thermal-print receipts are noisy, so the review queue for low-confidence line items needs to be shorter than it is.